1. Terms and Conditions

Agreement to Terms
These terms outline the legal agreement between AsentPay and its users. By using our services, you agree to be bound by these terms, which may be updated periodically. Any changes will be posted on our website, and your continued use of the services will constitute acceptance of the modified terms.

Service Provision
AsentPay provides payment processing and related services to facilitate transactions between businesses and their customers. The specifics of these services, including any associated fees, are outlined in the relevant sections of our platform.

User Responsibilities
Users must provide accurate information during registration and are responsible for maintaining the security of their account. Unauthorized use of the service or engagement in prohibited activities may result in suspension or termination of access to the platform.

Fees and Payments
All fees associated with the use of AsentPay's services are clearly indicated and are non-refundable unless stated otherwise. Users agree to pay all applicable charges in a timely manner.

Prohibited Uses
Users are prohibited from using AsentPay's services for illegal or unauthorized activities, including fraud, money laundering, or activities that violate local, state, or international laws.

Intellectual Property
All intellectual property, including trademarks and content associated with AsentPay, is owned by AsentPay or its licensors. Users are granted a limited license to use the service as intended, with restrictions on reproduction or distribution without express permission.

Privacy and Data Security
Use of AsentPay's services is also governed by our Privacy Policy, which details how user data is collected, used, and protected. By using our services, you agree to the terms outlined in the Privacy Policy.

Limitation of Liability
AsentPay's liability is limited to the amount paid by the user for the services during the six months preceding any claim. We are not liable for indirect, incidental, or consequential damages arising from the use of our services.

Indemnification
Users agree to indemnify AsentPay against any claims arising from their use of the services, including any violation of these terms.

Governing Law
These terms are governed by the laws of the jurisdiction where AsentPay is established, and any disputes will be resolved in the courts of that jurisdiction.

Termination
AsentPay reserves the right to terminate user access to the services for any reason, including breaches of these terms.

2. Privacy Policy

Introduction
AsentPay is committed to safeguarding your privacy. This policy explains how we collect, use, and protect your personal information.

Information Collection
We collect personal data that you provide directly to us, as well as data collected automatically through your use of our services. This includes information such as your name, contact details, payment information, and browsing activity.

Use of Information
Your information is used to provide and improve our services, process transactions, and communicate with you. We may also use your data to comply with legal obligations.

Data Sharing
We do not sell your personal information. However, we may share your data with third-party service providers who assist us in delivering our services. These providers are required to adhere to data protection standards.

Security
AsentPay implements industry-standard security measures to protect your data from unauthorized access. This includes encryption and regular security assessments.

Cookies and Tracking
We use cookies and similar technologies to enhance your experience and gather information about how you use our services. You can manage your cookie preferences through your browser settings.

Your Rights
You have the right to access, correct, or delete your personal data. You may also object to certain data processing activities. To exercise these rights, contact us at privacy@asentpay.com.

Data Transfers
AsentPay may transfer your data to other countries, and we ensure that such transfers comply with applicable data protection laws.

Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required by law.

Children's Privacy
AsentPay's services are not intended for children under the age of 18. We do not knowingly collect data from minors.

Policy Changes
We may update this policy from time to time. Significant changes will be communicated through our website, and your continued use of our services will constitute acceptance of the updated policy.

3. Data Processing Agreement (DPA)

Purpose
This DPA outlines the responsibilities of AsentPay and its partners in processing personal data in compliance with data protection regulations.

Data Processing
AsentPay processes personal data on behalf of its partners in accordance with the instructions provided by the partner. We implement appropriate technical and organizational measures to protect the data.

Subprocessors
We may engage subprocessors to assist in data processing activities. These subprocessors are subject to the same data protection obligations as AsentPay.

Data Subject Rights
AsentPay assists its partners in responding to requests from data subjects to exercise their rights under data protection laws.

Security Measures
We implement security measures to protect personal data from unauthorized access, including encryption, access controls, and regular security assessments.

Audit Rights
Partners have the right to audit AsentPay’s data processing activities to ensure compliance with this DPA.

Liability
AsentPay’s liability for breaches of this DPA is limited to the fees paid by the partner for the services during the six months preceding the breach.

Governing Law
This DPA is governed by the laws of the jurisdiction in which AsentPay is established.

4. Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) Policy

Policy Statement
AsentPay is committed to preventing money laundering and terrorist financing. This policy outlines our procedures for identifying and mitigating risks associated with these activities.

Customer Due Diligence
We implement customer due diligence measures, including verifying the identity of our customers and monitoring transactions for suspicious activity.

Reporting Obligations
AsentPay is required to report suspicious activities to relevant authorities in accordance with applicable laws.

Training
We provide regular training to our employees to ensure they are aware of their responsibilities under this policy.

Record Keeping
We maintain records of customer identification and transaction information for a period required by law.

Compliance Monitoring
AsentPay regularly reviews and updates its AML and CTF procedures to ensure ongoing compliance.

5. Cookie Policy

Introduction
AsentPay uses cookies to improve your experience on our website. This policy explains what cookies are, how we use them, and how you can manage your cookie preferences.

Types of Cookies
We use both session and persistent cookies to enhance functionality and gather usage data. Third-party cookies may also be used for analytics and advertising purposes.

Managing Cookies
You can control the use of cookies through your browser settings. However, disabling cookies may impact your ability to use certain features of our website.

Changes to Cookie Policy
AsentPay may update this policy periodically. Changes will be communicated through our website.

6. Contact Information

Get in Touch
For any questions or concerns regarding our legal documents, privacy practices, or any other aspect of our services, please contact us at legal@asentpay.com